Home » Single Service

Explore Top Credit Card Options

I’ve helped thousands of people get credit cards, loans, savings accounts and investments approved. savings accounts and investments approved.

Up to 15% instant discount

With premium selected merchant partners.

Up to 15% instant discount

With premium selected merchant partners.

Up to 15% instant discount

With premium selected merchant partners.

Quantum+ Credit Card – Lifetime Free, FD-Backed

The Quantum+ Credit Card by IDFC FIRST Bank is a lifetime free, FD-backed credit card starting at FD of just ₹5,000. Earn up to 2% cashback on everyday spends while building your credit profile.

Whether you are student, homemaker, freelancer, retired employee, or a young professional, the Quantum+ gets you started with no income proof or credit history required.

Wondering if you are eligible?

Salaried
  • Nationality: Indian
  • Age: Minimum: 21 years, Maximum: 60 years
  • Income (Monthly) – ₹25,000
Self-Employed
  • Nationality: Indian
  • Age: Minimum: 21 years, Maximum: 65 years
  • Annual ITR > ₹6,00,000

Card Benefits & Features

CashBack Benefits

5% CashBack on choice of any two following packs.

CashBack Benefits

5% CashBack on choice of any two following packs.

CashBack Benefits

5% CashBack on choice of any two following packs.

CashBack Benefits

5% CashBack on choice of any two following packs.

Documents required to get you started

Identity Proof
  • Passport
  • Aadhaar card
  • Voter ID
  • Driving licence
  • PAN card
  • Passport size photographs
Address Proof
  • Utility bills (electricity, water, gas, or telephone)
  • Rental agreement
  • Passport
  • Aadhaar card
  • Voter ID
Check your credit score for FREE

Build and deploy custom AI agents to qualify leads, orchestrate operations.

Start Now

Card Benefits & Features

Credit Card Management & Controls

5% CashBack on choice of any two following packs:

  • Dining & Entertainment Category – BookMyShow & Zomato
  • Travel Category – MakeMyTrip & Uber
  • Grocery Category – Blinkit & Reliance Smart Bazaar
  • Grocery Category – Blinkit & Reliance Smart Bazaar

Credit Card Management & Controls

5% CashBack on choice of any two following packs:

  • Dining & Entertainment Category – BookMyShow & Zomato
  • Travel Category – MakeMyTrip & Uber
  • Grocery Category – Blinkit & Reliance Smart Bazaar
  • Grocery Category – Blinkit & Reliance Smart Bazaar

Credit Card Management & Controls

5% CashBack on choice of any two following packs:

  • Dining & Entertainment Category – BookMyShow & Zomato
  • Travel Category – MakeMyTrip & Uber
  • Grocery Category – Blinkit & Reliance Smart Bazaar
  • Grocery Category – Blinkit & Reliance Smart Bazaar

Credit Card Management & Controls

5% CashBack on choice of any two following packs:

  • Dining & Entertainment Category – BookMyShow & Zomato
  • Travel Category – MakeMyTrip & Uber
  • Grocery Category – Blinkit & Reliance Smart Bazaar
  • Grocery Category – Blinkit & Reliance Smart Bazaar

Personal Loans

Lifetime-free and rewards cards with fast digital approval.Lifetime-free and rewards cards with fast digital approval.

How to get your Quantum + credit card?

1
Tell me your goal

A quick WhatsApp chat about what you need and why. A quick WhatsApp chat about what

2
I shortlist options

I compare eligibility, charges and approval odds. I compare eligibility, charges and approval.

3
Apply on a secure link

You apply directly on the bank or partner platform. You apply directly on the bank or partner.

4
I track it to approval

Follow-ups, document help and status updates. You apply directly on the bank or partner platform.

Frequently Asked Questions
I have absolutely no trading experience?

Yes — emphatically. Day 1 assumes you know nothing. We start with what the stock market is, why it exists, and how to think about it as a total beginner. You’ll never feel lost.

What if I miss a live session?

Trained and certified by GroMo across banking, lending and investment products. You never pay me. Partners pay a referral commission when your application succeeds.

Is this really just ₹100 a day? Any hidden fees?

Trained and certified by GroMo across banking, lending and investment products. You never pay me. Partners pay a referral commission when your application succeeds.

How much time do I need to dedicate daily?

Trained and certified by GroMo across banking, lending and investment products. You never pay me. Partners pay a referral commission when your application succeeds.

View all Blogs

Why People Trust ?

One of India’s highly rated insurance advisors with a stellar 4.9 Google rating from 30,000+ happy customers.

Most
Reviewed
4.9
Top rated with
30,000+ reviews

Such a smooth experience with us! These guys don’t spam you like other insurers. Ditto gives customers the space to reach out at their convenience reach out at their convenience

Pippalla Chakravarthi

Such a smooth experience with us! These guys don’t spam you like other insurers. Ditto gives customers the space to reach out at their convenience reach out at their convenience

Pippalla Chakravarthi

Such a smooth experience with us! These guys don’t spam you like other insurers. Ditto gives customers the space to reach out at their convenience reach out at their convenience

Pippalla Chakravarthi